Business Goods Categories Definitions

For insuring your business goods in storage we can provide cover for the following item categories:

Baby & Nursery

  • Baby baths & accessories
  • Baby beds, cots & mattresses
  • Baby changing & feeding equipment & accessories
  • Baby toilet seats & potties
  • Birthing equipment
  • Nursery furniture & furnishings
  • Other baby accessories (including dummies, soothers, highchairs, boosters, cot toys, baby mobiles & nightlights)

Bags & Travel Accessories

  • Briefcases
  • General bags (including messenger & shoulder bags, backpacks, holdalls & sports bags)
  • Handbags
  • Luggage & suitcases
  • Trolleys
  • Travel accessories

Bedding

  • Blankets & bedspreads
  • Electric blankets
  • Sheets, duvets, pillows & covers & accessories
  • Mattresses, toppers & protectors

Camping & Caravanning

  • Camping & caravanning accessories
  • Camping beds, air beds & accessories
  • Camping furniture
  • Camping cooking & dining equipment
  • Sleeping bags
  • Tents

Children's Toys

  • Action figures
  • Bath toys
  • Children's books
  • Construction, creative & science toys
  • Collectable toys
  • Dolls & playsets
  • Educational toys
  • Electronic toys
  • Games & puzzles
  • Model kits
  • Outdoor toys & equipment
  • Pre-school toys
  • Radio/remote controlled toys
  • Soft toys
  • Toy cars, trains, boats & planes

Clothing & Accessories

  • Adults' clothing accessories
  • Adults' clothing
  • Adults' footwear
  • Baby clothing
  • Children's clothing
  • Children's footwear
  • Children's clothing accessories
  • Fancy dress & accessories
  • Hats, coats, gloves & scarves
  • Sunglasses & fashion glasses
  • Workwear & uniforms

DIY Tools & Power Tools

  • Chainsaws & accessories
  • Hand tools & kits
  • Garden shredders, leaf blowers & garden vacuums
  • Garden tools & accessories
  • Ladders & stools
  • Lawnmowers, trimmers, strimmers & accessories
  • Power tools & accessories
  • Rotavators & tillers
  • Workbenches, toolboxes & storage

Furniture

  • Tables, chairs, desks & stools
  • Sofas & armchairs
  • Beds, frames, headboards & mattresses
  • Bathroom furniture
  • Bedroom furniture
  • Display units & glass cabinets
  • Entertainment cabinets & units
  • Flat pack furniture
  • Dining/living room furniture
  • Furniture covers & accessories
  • Decorative screens
  • Coat hooks & stands

Garden & Outdoor

  • Barbecues & accessories
  • Garden furniture & accessories
  • Sheds, greenhouses, fencing & gates
  • Ponds, water features & accessories
  • Decking, patio & accessories
  • Garden tools & accessories
  • Garden pots, ornaments, containers & accessories
  • Lawn care & pest control
  • Hot tubs, spas & accessories
  • Gazebos & marquees
  • Garden awnings & canopies

Health & Beauty

  • Razors, beard trimmers & hair clippers
  • Dental care
  • Make up & skin care
  • Hair care & hairdressing equipment & accessories
  • Hair removal & waxing
  • Massage equipment & accessories
  • Chiropody equipment & accessories
  • Tanning equipment & accessories
  • Chiropractor equipment & accessories

Hobbies & Crafts

  • Art & crafts materials & equipment
  • Books, newspapers & magazines
  • Model aeroplanes, vehicles & figures
  • Sewing machines & accessories
  • Knitting equipment & accessories
  • Performance props & accessories
  • Fabric & material
  • Haberdashery equipment & accessories
  • Binoculars & telescopes

Home & Building Supplies

  • Bathroom fixtures, panels & suites
  • Building equipment
  • Building materials & supplies excluding non-ferrous/precious materials
  • Doors & door accessories
  • Fireplaces & heaters
  • Air conditioning, chillers & fans
  • Air purifiers, humidifiers & dehumidifiers
  • Heaters, radiators & boilers
  • Central heating equipment
  • Plastic pipes
  • Wallpaper & decorating accessories/equipment
  • Windows & window accessories
  • Guttering & fascias
  • Floor protection
  • Solar panels
  • Paint & accessories
  • Home security & safety

Home Electricals & Accessories

  • Heaters
  • Domestic appliances as listed:
  • Fridges & freezers
  • Tumble dryers
  • Vacuum & floor cleaners
  • Washer dryers
  • Washing machines
  • Dishwashers
  • Cookers, ovens, microwaves
  • Kettles, toasters, breadmakers, irons & iron boards

Home Furnishings & Accessories

  • Carpets, rugs & mats
  • Lighting including fittings, bulbs, shades & switches
  • Storage boxes, bags, containers & hanging rails
  • Packing & storing materials
  • Bathroom accessories
  • Soft furnishings
  • Bookcases, shelves & DVD storage
  • Wall art, posters, pictures & photo frames
  • Clocks, mirrors, shelving
  • Blinds, curtains & accessories
  • Candles, ornaments & vases
  • Bins

Kitchen, Cooking, Food & Drink

  • Biscuits & confectionery
  • Bottled juice
  • Dried foods, spices & preserves
  • Tinned food
  • Barbecues & accessories
  • Cookware
  • Kitchenware including storage items
  • Tableware

Laundry & Cleaning

  • Bins
  • Cleaning products, equipment & accessories
  • Irons, ironing boards & covers
  • Laundry accessories
  • Linen baskets & laundry bins
  • Washing lines & airers

Motoring

  • Vehicle battery chargers
  • Vehicle cleaning
  • Vehicle tools
  • Vehicle roof boxes & racks
  • Vehicle seats & covers
  • Vehicle security
  • Engine oils & fluids
  • Paints & body repair kits
  • Trailers
  • Tyres
  • Vehicle lighting

Office Furniture & Equipment

  • Chairs, desks & workstations
  • Filing cabinets & office storage
  • Printers & faxes
  • Projectors & screens
  • Publications & reference books

Office Papers & Documents

  • These goods should be valued at the new stationery cost. In the event of the total loss or destruction of any article we will not pay more than the cost of these goods as new stationery.
  • Archived documentation
  • Dissertations
  • Manuscripts
  • Office stationery
  • Papers & documentation
  • Plans

Party & Events

  • Cake decorations & accessories
  • Cards & giftwrap
  • Party decorations & accessories
  • Christmas trees & decorations
  • Catering equipment
  • PA systems & disco/karaoke equipment
  • Tables, chairs & covers
  • Marquees, flooring, lighting, signs & equipment
  • Games & party activities
  • Carnival supplies
  • Wedding items

Pet Supplies

  • Pet beds, kennels, hutches, cages, tanks & accessories
  • Pet toys
  • Pet bowls & feeders
  • Pet clothes
  • Pet food
  • Pet flaps, doors & gates
  • Pet collar, tags & leads
  • Pet furniture & scratchers
  • Pet grooming
  • Pet litter & litter trays
  • Pet carriers & boxes
  • Pet travel & car products

Sport & Fitness

  • Racket sports equipment & accessories
  • Boxing & martial arts equipment & accessories
  • Cycling equipment & accessories
  • Watersports equipment & accessories
  • Swimming equipment & accessories
  • Gym/fitness equipment & accessories
  • Horse riding equipment & accessories
  • Nutritional aids, supplements & equipment
  • Track & field equipment & accessories
  • Fishing equipment & accessories
  • Cricket, baseball, rounders, softball equipment & accessories
  • Football, rugby, hockey, netball, basketball equipment & accessories
  • Darts, snooker, pool equipment & accessories

Benefits Of Our Insurance Cover

  • Peace of mind and cover from the named perils.
  • Flexible cover so you only pay for the amount of cover you need for the period you want.
  • Choose from a one-off payment or spread the cost with regular payments.
  • Choose the value of your goods to cover and the start and end dates.
  • Amend your policy online to extend the end date or change the sum insured.
  • No long-term contracts. Cancel your policy whenever you want.
  • Submit a claim online.
  • Manage your account online 365 days a year.
  • Underwritten by RSA and regulated by the FCA.